Terms of Service

1. Acceptance of Terms

By accessing and using the Veterans Life Insurance website ("Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use this Site. We reserve the right to modify these Terms at any time, and such modifications shall be effective immediately upon posting.

This website is operated by Alexzander Martinez (DBA Veterans Life Insurance).

2. Description of Services

This Site provides information about life insurance products and services designed for veterans and active service members. We act as a lead generation service, connecting individuals seeking life insurance with licensed insurance agents and carriers. We do not directly sell, underwrite, or issue insurance policies.

3. No Government Affiliation

This website is not affiliated with, maintained by, or in any way officially connected with the Department of Veterans Affairs, the U.S. Department of Defense, any branch of the U.S. military, or any other government agency. Any references to government programs or benefits are for informational purposes only.

4. User Consent and Communications

By submitting your information through our Site, you expressly consent to receive communications from us and our licensed insurance partners, including but not limited to:

• Telephone calls, including calls using automated dialing systems and pre-recorded messages
• SMS/text messages regarding your inquiry
• Email communications about life insurance products and services

You understand that consent is not a condition of purchase.

5. SMS/Text Message Terms

Types of Messages

By opting in to receive SMS/text messages, you may receive the following types of communications:

• Confirmation messages acknowledging your insurance inquiry
• Follow-up messages from licensed insurance agents regarding your quote request
• Appointment reminders and scheduling confirmations
• Status updates about your insurance application
• Promotional messages about life insurance products, special offers, and relevant services
• Important updates or changes to our services

How to Unsubscribe from SMS

You may opt out of receiving SMS/text messages at any time using any of the following methods:

• Reply "STOP" to any text message you receive from us
• Reply "UNSUBSCRIBE" to any text message you receive from us
• Call us at 1-800-VET-LIFE (1-800-838-5433)
• Email us at support@veteranslifeinsurance.io

After opting out, you will receive one final confirmation message stating that you have been unsubscribed. No further SMS messages will be sent unless you opt in again. Please allow up to 48 hours for your request to be fully processed.

Message and Data Rates

Message and data rates may apply. The frequency of messages varies based on your inquiry and interaction with our services. Your mobile carrier's standard messaging rates will apply to any messages you send or receive. Check with your carrier for details about your text messaging plan.

Carrier Disclaimer

Mobile carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission from your mobile carrier and network availability. Veterans Life Insurance is not responsible for any delays, failures, or errors in message transmission caused by your mobile carrier or network provider. T-Mobile, AT&T, Verizon, and all other carriers are not responsible for the content of any messages sent through our service.

Help and Support

For help with SMS messaging, reply "HELP" to any text message or contact us at 1-800-VET-LIFE (1-800-838-5433).

6. Eligibility and Information Accuracy

You represent and warrant that you are at least 18 years of age and that all information you provide through this Site is accurate, complete, and truthful. Providing false or misleading information may result in denial of coverage or policy cancellation. Not all applicants will qualify for insurance coverage, and terms, conditions, and exclusions will apply to any policy issued.

7. Limitation of Liability

To the fullest extent permitted by law, Veterans Life Insurance and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your access to or use of (or inability to access or use) the Site.

8. Disclaimer of Warranties

The Site and all content, products, and services provided through it are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not guarantee that any user will obtain insurance coverage or any particular rate or terms.

9. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of Veterans Life Insurance or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written permission.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Site shall be resolved in the state or federal courts located in Delaware.

11. Privacy Policy

Please review our Privacy Policy to learn how we collect, use, and protect your information.

12. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Veterans Life Insurance
Email: support@veteranslifeinsurance.io
Phone: 1-800-VET-LIFE (1-800-838-5433)