Veterans Life Insurance - Affordable Coverage for Those Who Served

1. Introduction

Veterans Life Insurance ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services. Please read this policy carefully to understand our practices regarding your personal data.

This website is operated by Alexzander Martinez (DBA Veterans Life Insurance).

2. Information We Collect

We may collect the following types of information:

Personal Information

Name (first and last)
Phone number
Email address (if provided)
Military service status and branch (if provided)
Age or date of birth (if provided)
Health information relevant to insurance eligibility (if provided)

Automatically Collected Information

IP address
Browser type and version
Device type and operating system
Pages visited and time spent on our website
Referring website or source
Cookies and similar tracking technologies

3. How We Use Your Information

We use the information we collect for the following purposes:

To connect you with licensed insurance agents who can provide quotes and coverage options
To respond to your inquiries and provide customer support
To communicate with you about life insurance products and services
To improve our website and services
To comply with legal obligations
To detect and prevent fraud or other illegal activities
To analyze website usage and optimize user experience

4. SMS/Text Messaging Consent and Use

We obtain SMS consent through our online opt-in form. When you submit your information through our website, you will be presented with clear checkboxes to explicitly consent to receiving text messages from us.

How SMS Consent is Obtained

When completing our eligibility form, you are presented with a checkbox specifically for SMS consent
The checkbox is unchecked by default and requires your affirmative action to opt in
The consent language clearly states that you agree to receive text messages from Veterans Life Insurance
You must check this box voluntarily to receive SMS communications from us

How We Use Your SMS Consent

To send transactional messages related to your insurance inquiry
To send appointment reminders and follow-up communications
To send promotional messages about life insurance products and offers (with your consent)
Message frequency varies based on your inquiry status and preferences
Standard message and data rates may apply depending on your carrier

How to Opt Out of SMS

You may opt out of SMS communications at any time by replying "STOP" to any text message you receive from us. You may also reply "HELP" for assistance or contact us directly at 1-800-VET-LIFE. After opting out, you will receive one final confirmation message and no further SMS messages will be sent unless you opt in again.

5. Mobile Info Sharing Statement

We may share your personal information with:

Licensed Insurance Agents: We share your contact information and relevant details with licensed insurance agents and agencies who can assist you with life insurance quotes and coverage.
Service Providers: We may share information with third-party vendors who provide services on our behalf, such as website hosting, data analytics, and marketing assistance.
Legal Requirements: We may disclose information if required by law, court order, or governmental regulation, or if we believe disclosure is necessary to protect our rights or the safety of others.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

Important: We do not sell your personal information, including your phone number, to third parties for their marketing purposes. Your phone number is only shared with licensed insurance agents who will assist you directly with your life insurance inquiry. We do not share, rent, or sell your phone number to data brokers, telemarketers, or any other third parties for their independent use.

6. Your Rights and Choices

You have the following rights regarding your personal information:

Access: You may request a copy of the personal information we hold about you.
Correction: You may request that we correct inaccurate or incomplete information.
Deletion: You may request that we delete your personal information, subject to legal requirements.
Opt-Out: You may opt out of receiving marketing communications by replying "STOP" to text messages or clicking "unsubscribe" in emails.
Do Not Call: You may request to be added to our internal do-not-call list.

To exercise any of these rights, please contact us using the information provided below.

7. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies on our website. This section describes the types of cookies and tracking technologies we use and their purposes.

Types of Cookies We Use

Essential Cookies: Required for basic website functionality, such as remembering your preferences and enabling secure areas of the site.
Analytics Cookies: Help us understand how visitors interact with our website by collecting information about pages visited, time spent on pages, and navigation patterns. We use services like Google Analytics for this purpose.
Advertising/Marketing Cookies: Used to track visitors across websites to display relevant advertisements. These may include cookies from Facebook Pixel, Google Ads, and other advertising networks.
Functionality Cookies: Remember choices you make (such as language or region) to provide enhanced, personalized features.

Third-Party Tracking Technologies

We may use the following third-party services that place cookies or tracking pixels on your device:

Google Analytics - for website usage analysis
Google Ads - for advertising and remarketing
Facebook Pixel - for advertising and conversion tracking
Other advertising partners for lead generation purposes

Managing Cookies

You can control and manage cookies through your browser settings. Most browsers allow you to refuse or delete cookies. However, disabling certain cookies may impact your experience on our website and limit the services we can offer. You can also opt out of interest-based advertising by visiting the Digital Advertising Alliance at aboutads.info/choices or the Network Advertising Initiative at optout.networkadvertising.org.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a minor, please contact us immediately.

11. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your information, and the right to opt out of the sale of your information. To exercise these rights, please contact us.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of our website after any changes constitutes your acceptance of the updated policy.

13. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

Veterans Life Insurance
Email: privacy@veteranslifeinsurance.io
Phone: 1-800-VET-LIFE (1-800-838-5433)